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We help businesses across Orlando, Tampa, and Lakeland-Winter Haven get expert managed IT services with security built in, from a team that knows you by name.
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We've created a lot of resources that talk about what to buy—for example, how to choose the right Microsoft Surface device or determine which Office 365 Business plan is best suited for your organization. Today, we're switching things up a bit and discussing not just what to buy, but how to buy!
Once you've made the decision about the equipment and software you want to leverage in your business, it becomes time to actually pay for it—but financing a computer can feel overwhelming. There's so many options out there and sticking to your budget is important, so how can you determine which one is right for you?
We're here to break down some of the easiest and most transparent options when it comes to financing Microsoft Surface devices, then explain how that process works in our online store! We'll also cover an exciting financing option directly from Microsoft.
Once you've visited our online store and filled your cart with all kinds of tech goodies, it's time to continue moving through the checkout process.
We accept the traditional payment options you're used to seeing when shopping online elsewhere: Express checkout with Amazon Pay, PayPal, and Google Pay, and payments via Visa, MasterCard, Amex, and Discover credit cards. However, what we want to focus on today is a finance product called Klarna.
We offer two main versions of Klarna on our website:
The one caveat with the Credit Product version is that it's based on personal credit, which could present an issue for small business owners. If you're looking for a more traditional finance product based on business credit, we have those available as well. Feel free to schedule a meeting with one of our experts to discuss these options more in-depth!
There are options for financing a computer directly through Microsoft as well. In October 2018, Microsoft rolled out its Surface All Access payment program that starts at $24.99 a month for 24 months. This plan is offered by WebBank and serviced by Dell Financial Services through a revolving line of credit. There is no up-front cost, and you pay zero interest during the term of the agreement. You can even finance Microsoft's more expensive computers and latest models under Surface All Access!
Your monthly payment buys you an interest-free Surface bundle, and while this typically ends up costing more over time than it does to pay for the computer outright, this option has two major benefits:
With Surface All Access, you have 30 days to return the device to a Microsoft Store without any obligation, but the two-year Office 365 subscription is non-refundable. Additionally, all Surface devices come with a standard one-year warranty.
If you go for this plan, remember to read the fine print—outstanding balances at the end of the promotional period are subject to credit terms that range from 19.24-29.99% variable APR, and the minimum interest charge is $2.
Here's how the program works:
Surface All Access bundles that are currently available include:
Surface Pro 7 All Access Bundle Starting at $41.62 per month for 24 months*, this bundle includes:
Surface Laptop 3 All Access Bundle Starting at $46.63 per month for 24 months*, this bundle includes:
Surface Pro X All Access Bundle Starting at $52.46 per month for 24 months*, this bundle includes:
Surface Book 2 All Access Bundle Starting at $54.96 per month for 24 months*, this bundle includes:
Surface Go All Access Bundle Starting at $24.99 per month for 24 months*, this bundle includes:
Surface Studio 2 All Access Bundle Starting at $150.79 per month for 24 months*, this bundle includes:
*Offered to U.S. residents by WebBank, Member FDIC, who determines qualifications for and terms of credit. Taxes, shipping, and other charges are extra and vary. Payments are the greater of either $20 or the sum of any Monthly Planned Payment Due plus 3% of the New Balance shown on your billing statement (excluding any balance on a Planned Payment Purchase), rounded up to the next dollar. Minimum Interest Charge is $2.00. See Dell.com/microsoftdpa for important financing details. Offer valid for purchases at participating U.S. Microsoft Retail Stores and Microsoft.com.
*2-year Office 365 subscription is non-cancellable and non-refundable. Device colors and accessories subject to availability.
*12 months in-store support and technical assistance available at full-line stores only. Software support excludes all third-party software. In-Store Training available at full-line stores for 12 months after purchase.
*Accidental Damage from Handling (ADH) is limited to damage resulting from dropping the covered product, spilling liquid onto it or screen/glass breakage of product. For covered defects and/or ADH damage, maximum of two (2) claims. Each claim is subject to a $49 deductible. Microsoft Complete sold separately.
At Protected Trust, our goal is to help your business get the most out of Microsoft Surface devices, Office 365, and Microsoft Teams so you can experience a truly modern workplace and achieve your greatest potential from anywhere on the planet. This involves making sure the hardware and software you need to be successful can fit into your budget!
Contact us today to learn more about Microsoft Surface financing options or get started!
We help businesses across Orlando, Tampa, and Lakeland-Winter Haven get expert managed IT services with security built in, from a team that knows you by name.